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Home Finance Calculators & Budgeting Tools

Use our free real estate and housing financial tools to make informed decisions about buying, owning, and financing your home.

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Advanced Mortgage Calculator

Calculate your monthly mortgage payments with precision. Include taxes, insurance, and PMI to get a complete picture of your home loan costs.

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Home Affordability Calculator

Determine how much house you can afford based on your income, debts, and down payment. Plan your home purchase with confidence.

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Rent vs. Buy Calculator

Compare the costs of renting versus buying a home. See long-term financial impacts and decide which option is best for you.

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Mortgage Refinance Calculator

Evaluate if refinancing your mortgage makes sense. Calculate new payments, interest savings, and break-even points.

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Closing Cost Calculator

Estimate your closing costs, including fees, taxes, and other expenses, to prepare for your home purchase or refinance.

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Real Estate ROI Calculator

Calculate the return on investment for a property. Factor in purchase price, rental income, expenses, and appreciation.

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Down Payment Calculator

Determine how much you need for a down payment based on your home price and loan type. Explore how it affects your mortgage.

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Debt-to-Income (DTI) Calculator

Assess your debt-to-income ratio to see if you qualify for a mortgage. Understand how lenders evaluate your financial health.

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Home Equity Calculator

Estimate your home equity based on your property’s value and remaining mortgage balance. Explore options for loans or lines of credit.

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Property Tax Calculator

Estimate your annual property taxes based on your home’s value and local tax rates. Plan for this key homeownership cost.

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FHA Loan Calculator

Calculate payments for an FHA loan, including mortgage insurance premiums. See if this loan type fits your homebuying needs.

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VA Loan Calculator

Estimate payments for a VA loan, tailored for veterans and active-duty military. Factor in funding fees and benefits.

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Home Renovation Loan Calculator

Estimate financing for home improvements. Calculate monthly payments and see how renovations impact your budget.

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Amortization Schedule Calculator

Get a detailed breakdown of your mortgage payments over time. See how much goes toward interest versus principal.

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PITI Calculator

Calculate your total monthly housing costs, including principal, interest, taxes, and insurance (PITI). Plan your budget accurately.

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