Home Affordability Calculator
Plan Your Home Purchase with Confidence
Financial Details
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Live Max Price: $0
Results
Based on U.S. averages as of March 30, 2025
Maximum Home Price
$0
Down Payment: $0
Loan Amount: $0
Monthly Payment
$0
Payment/Income: 0%
Annual: $0
Affordability Assessment: N/A
Comfortable (<28%)
Moderate (28-36%)
Stretched (>36%)
Next Steps
- Get pre-approved by a lender to confirm your borrowing power.
- Search for homes within your maximum price range of $0.
- Consult a financial advisor to optimize your budget.
Monthly Payment Breakdown
Equity Building Over Time
Shows how your home equity grows over the first 10 years based on your down payment and principal payments (excludes home value appreciation).
Home Affordability Tips
- Aim to keep housing costs under 28% of gross monthly income
- Total debt payments (including mortgage) should stay under 36%
- A larger down payment reduces your loan and can eliminate PMI
- Budget for maintenance (~1% of home value annually)